Rebalance Debt Solutions
See what your debt is actually costing you
Most people have never been shown this maths. Put in the numbers from your statement and you'll see what your debt is really costing you. Nothing is saved, and nothing is sent anywhere.
The amount you originally borrowed, not what's left to pay.
It's on your statement or in your app. Cards for people with a lower credit score are often around 34.9%.
The same amount that leaves your account each month.
The full term you agreed at the start, not what's left.
If you know roughly how many are left, we'll show what's still to come.
Time to clear it
- Interest paid
- Total repaid
At this payment, the balance won't go down
This isn't a failing on your part. It's how the maths works when interest outruns the payment, and it's one of the most common reasons debt stops feeling manageable.
Where every £1 of your next payment goes
What the balance does over time
Seen the number. Now what?
Knowing the figure is the hard first step, and you've just taken it. If the timeline you're looking at doesn't work for your life, there are options worth understanding before you decide anything.
About these figures. This calculator gives an illustration based only on the numbers you enter. It assumes the interest rate stays the same, no further spending on the account, and no missed payments, fees or charges. Real accounts rarely behave exactly like this, so treat the result as a guide rather than a forecast. Rebalance Debt Solutions introduces clients to Prowse Phillips Law Ltd, authorised and regulated by the Solicitors Regulation Authority under licence number 621870. A legal debt challenge may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.